Privacy Policy

Introduction

Welcome to https://debt-income.pobb.net (hereinafter referred to as “Debt-Income,” “we,” or “our”). We are committed to protecting your privacy and ensuring the security of your personal data. This Privacy Policy outlines our practices regarding the collection, handling, and disclosure of information when you interact with our website, applications, services, and products.

Scope

This policy covers all aspects of Debt-Income’s online presence, including but not limited to:

Our official website at https://debt-income.pobb.net
Mobile and desktop applications developed by us
Online services and tools provided through our platform
Any other products or services offered under the Debt-Income brand

Please note that this policy does not extend to third-party websites, applications, or services linked from our platform. These external entities have their own privacy policies, and we encourage you to review them before providing any personal information.

Processing Activities

This Privacy Policy governs your interactions with Debt-Income in the following scenarios:

Using Our Services: When you sign up as an authorized user for our applications or services, we collect and process your data to provide you with a personalized experience.
Visiting Our Websites: If you browse our websites, we may gather information about your online behavior to improve our content and services.
Communication: We may reach out to you via email, phone calls, or texts/SMS for various purposes, including newsletters, account updates, and promotional offers.

Personal Data Collection

We collect several types of personal data to enhance your experience and deliver tailored services:

Account Information: Details related to your user account, such as usernames, passwords (hashed and salted), and profile settings.
Payment Information: Credit or debit card details, payment history, and billing addresses for processing transactions.
Financial Data: This includes income levels, employment information, and other financial records relevant to our services.
Purchase Data: Records of products or services purchased through our platform, including order history and preferences.
Mobile Device Identifiers: Unique identifiers from your mobile device, such as IP addresses, device type, and operating system.
Location Data: Information about your geographical location when you interact with our services (with your consent).
Feedback and Reviews: Any comments, ratings, or reviews you provide to improve our products and services.
Social Media Details: If you choose to connect your social media accounts, we may collect data from these platforms (subject to their privacy policies).
Product Information: Data about the products you view, search for, or purchase on our site.

We obtain this data through direct user input, automatic tracking technologies, and third-party sources who provide us with aggregated or de-identified information.

Cookies

Debt-Income uses cookies to enhance your online experience:

Strictly Necessary Cookies: These are essential for the basic functionality of our website and services. They ensure you can navigate through pages without loss of functionality.
Preference Cookies: We use these cookies to remember your preferences, such as language settings and display options.
Analytics Cookies: They help us analyze user behavior on our site, providing insights into popular content and improving our overall performance.

Users have the option to manage and control non-essential cookies through our Cookie Manager. For more information about cookies, including how to change your cookie preferences, please refer to our Cookie Policy (provided separately).

Retention and Deletion

We retain personal data for as long as necessary to fulfill the purpose it was collected for or as required by law. Once the retention period expires or when you request deletion, we will anonymize or securely delete the information.

Security Measures

Debt-Income prioritizes the protection of your data through robust security measures:

Encryption: We use encryption protocols to safeguard sensitive data during transmission and storage.
Secure Third-Party Processing: Some services may be provided by trusted third-party vendors who adhere to strict data protection standards.
Access Controls: Our internal systems have access controls to ensure that only authorized personnel can access personal data.

Your Rights

Depending on your jurisdiction, you may have specific rights regarding your personal data:

Access and Rectification: You can request access to the personal data we hold about you and ask for corrections if it’s inaccurate.
Erasure (Right to be Forgotten): In certain situations, you have the right to request the deletion of your data.
Restriction: You may limit or restrict our processing of your data under specific circumstances.
Data Portability: We can provide your personal data in a structured format for you to use with another service provider.
Objection and Non-Discrimination: You have the right to object to the processing of your data and to be free from discriminatory actions.

To exercise these rights or if you have any data-related queries, please contact our Privacy Team via email at [email protected] or by postal mail at the address provided on our website.

Changes to Policy

Debt-Income reserves the right to update this Privacy Policy at any time. Any significant changes will be prominently displayed on our website, and we encourage you to review it regularly.

Contact Information

For any privacy-related inquiries, feedback, or requests, please reach out to us:

Email: [email protected]
Postal Mail: [Address provided]

We appreciate your trust in using Debt-Income’s services, and we are committed to maintaining the security and confidentiality of your personal information.